Temporary Car Insurance

Temporary car insurance is useful when you need insurance for a certain period of time that is less than the one year duration of a typical car insurance policy.

Where to get temporary car insurance

Many insurers offer temporary car insurance. These insurers often advertise in magazines, newspapers and similar media. Insurers offering car insurance temporary policies also often advertise on Internet websites.

Temporary car insurance advantages

Standard car insurance policies are typically one year in duration. Temporary car insurance policies can have durations as short as one day, as is the case with 1 day car insurance. Some people consider obtaining a standard one-year car insurance policy and then canceling it after one day. Typically insurers frown on this type of practice, and may refuse to accept a policy request from the same customer in the future. Therefore, seeking temporary car insurance up front may be the better solution.

Why get temporary car insurance?

Sometimes people need cheap temporary car insurance. For example, some people have cars or trucks that are used seasonally and are not kept insured year-round. Sometimes students do not need a car while at school, but may need to get temporary car insurance for Transportation for summertime employment. Active members of the military sometimes need temporary car insurance while home on leave. In these situations short term car insurance may be a better choice than purchasing a standard car insurance policy.

How to find the cheapest temporary car insurance

To find the cheapest temporary car insurance requires comparing quotes from several different insurers. When comparing temporary car insurance quotes, it is important two verify that the coverage offered by each insurer is comparable. For example, if one insurer includes comprehensive coverage in the quote, but another insurer does not than that must be taken into account when comparing the temporary car insurance quotes.

Temporary car insurance conclusion

Finding cheap temporary car insurance is relatively straightforward. Simply contact insurers who write car insurance policies and ask whether they offer temporary car insurance. Most insurers will be able to provide you with immediate proof of temporary car insurance coverage, either by faxing insurance identification cards or by e-mailing a PDF version. If you end up needing your car insurance temporary policy extended, be sure to contact the insurer in advance so you can extend the policy and get updated insurance identification cards. Note that in some localities, proof of car insurance coverage is required in order to get license plates, and license plates must be surrendered before car insurance coverage lapses to avoid penalties.